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One simple app.
Master your money.
Join thousands who stopped manually tracking every penny on spreadsheets. Moneko automates the heavy lifting with AI, giving you the pure intentionality of zero-based budgeting.
Unlock Moneko Pro
Start building wealth effortlessly.
Save up to 70% compared to monthly. Modify your plan anytime.
4.8/5 App Store rating
See what our users are saying about Moneko
Strong AI analysis
The AI scenario planning is superb, he will analysis according to your pocket sizing and give you the best suggestion and planning for you. This really helped those who dont know proper financial planning. Strongly recommended!
Simple and easy to use
Really enjoy using this app so far. It makes tracking shared expenses simple and stress-free, and the AI features save a lot of time. The interface is clean and easy to use, and great for daily spending and splitting costs with friends.
Beta User to Live Access!!
I'm so excited since Moneko is live on AppStore now, Been using in Testflight. It's so easy to add Income/Expenses and even Family Sharing or Group Sharing, The best one is Add via WhatsApp Features!!
Really good budgeting app!
I try this app bcz of the cute cat icon and since it offers free trial, but I ended up staying bcz it's actually amazing!! The interface is super clean and simple, makes tracking my expenses super easy and it also offers some other features. Really recommend this app if you wanna manage your money with small amount of price!!
Web Android iOS app with WhatsApp integration !!!!
This is only budgeting app that has all And they all are well synced. Developers actually listened and updated. They added many of my requests into this app. It's group of developers working on this project and they all know what they are doing. Widgets are nice too. My roommates and I used the sharing expenses experience through this app and never had any problem with it.
Smart AI and integration
The processing speed of AI is incredibly fast and it was able to capture all the details, nice work
Quite impressive already, looking forward to enrichments
It's impressive how much is already packed into this first version. The UI is really well-done and makes the app easy to navigate. Being able to pull a list of transactions from one screenshot is a handy feature, and I like that I can set up different spaces with so many category options. The graphs are also a nice way to see a quick overview of my spending. It's a strong foundation and I'm interested to see how it develops.
Very useful app
Very useful app. Design is minimalist just I like.
Great app with AI features
Great app to have AI write down all of your expenses. My one complaint is there are free trials and lifetime subscription but no free option. Also the developer is really enthusiastic to bring new features and improvements to the app.
Perfect WhatsApp integration
it is really the app i was looking for. instead of choosing a category and etc.. i can just type a message and its AI automatically does everything. can also share a voice & image. Surprising feature was the whatsapp integration. It reqlly is a awesome featute, dear developers pls polish this feature without any bugs and u will the lead app in this category. I am from india we use whatsapp as the primary communication app so this will be awesome. i am already a lifetime subscriber thank u
Strong AI analysis
The AI scenario planning is superb, he will analysis according to your pocket sizing and give you the best suggestion and planning for you. This really helped those who dont know proper financial planning. Strongly recommended!
Simple and easy to use
Really enjoy using this app so far. It makes tracking shared expenses simple and stress-free, and the AI features save a lot of time. The interface is clean and easy to use, and great for daily spending and splitting costs with friends.
Beta User to Live Access!!
I'm so excited since Moneko is live on AppStore now, Been using in Testflight. It's so easy to add Income/Expenses and even Family Sharing or Group Sharing, The best one is Add via WhatsApp Features!!
Really good budgeting app!
I try this app bcz of the cute cat icon and since it offers free trial, but I ended up staying bcz it's actually amazing!! The interface is super clean and simple, makes tracking my expenses super easy and it also offers some other features. Really recommend this app if you wanna manage your money with small amount of price!!
Web Android iOS app with WhatsApp integration !!!!
This is only budgeting app that has all And they all are well synced. Developers actually listened and updated. They added many of my requests into this app. It's group of developers working on this project and they all know what they are doing. Widgets are nice too. My roommates and I used the sharing expenses experience through this app and never had any problem with it.
Smart AI and integration
The processing speed of AI is incredibly fast and it was able to capture all the details, nice work
Quite impressive already, looking forward to enrichments
It's impressive how much is already packed into this first version. The UI is really well-done and makes the app easy to navigate. Being able to pull a list of transactions from one screenshot is a handy feature, and I like that I can set up different spaces with so many category options. The graphs are also a nice way to see a quick overview of my spending. It's a strong foundation and I'm interested to see how it develops.
Very useful app
Very useful app. Design is minimalist just I like.
Great app with AI features
Great app to have AI write down all of your expenses. My one complaint is there are free trials and lifetime subscription but no free option. Also the developer is really enthusiastic to bring new features and improvements to the app.
Perfect WhatsApp integration
it is really the app i was looking for. instead of choosing a category and etc.. i can just type a message and its AI automatically does everything. can also share a voice & image. Surprising feature was the whatsapp integration. It reqlly is a awesome featute, dear developers pls polish this feature without any bugs and u will the lead app in this category. I am from india we use whatsapp as the primary communication app so this will be awesome. i am already a lifetime subscriber thank u
Strong AI analysis
The AI scenario planning is superb, he will analysis according to your pocket sizing and give you the best suggestion and planning for you. This really helped those who dont know proper financial planning. Strongly recommended!
Simple and easy to use
Really enjoy using this app so far. It makes tracking shared expenses simple and stress-free, and the AI features save a lot of time. The interface is clean and easy to use, and great for daily spending and splitting costs with friends.
Beta User to Live Access!!
I'm so excited since Moneko is live on AppStore now, Been using in Testflight. It's so easy to add Income/Expenses and even Family Sharing or Group Sharing, The best one is Add via WhatsApp Features!!
Really good budgeting app!
I try this app bcz of the cute cat icon and since it offers free trial, but I ended up staying bcz it's actually amazing!! The interface is super clean and simple, makes tracking my expenses super easy and it also offers some other features. Really recommend this app if you wanna manage your money with small amount of price!!
Web Android iOS app with WhatsApp integration !!!!
This is only budgeting app that has all And they all are well synced. Developers actually listened and updated. They added many of my requests into this app. It's group of developers working on this project and they all know what they are doing. Widgets are nice too. My roommates and I used the sharing expenses experience through this app and never had any problem with it.
Smart AI and integration
The processing speed of AI is incredibly fast and it was able to capture all the details, nice work
Quite impressive already, looking forward to enrichments
It's impressive how much is already packed into this first version. The UI is really well-done and makes the app easy to navigate. Being able to pull a list of transactions from one screenshot is a handy feature, and I like that I can set up different spaces with so many category options. The graphs are also a nice way to see a quick overview of my spending. It's a strong foundation and I'm interested to see how it develops.
Very useful app
Very useful app. Design is minimalist just I like.
Great app with AI features
Great app to have AI write down all of your expenses. My one complaint is there are free trials and lifetime subscription but no free option. Also the developer is really enthusiastic to bring new features and improvements to the app.
Perfect WhatsApp integration
it is really the app i was looking for. instead of choosing a category and etc.. i can just type a message and its AI automatically does everything. can also share a voice & image. Surprising feature was the whatsapp integration. It reqlly is a awesome featute, dear developers pls polish this feature without any bugs and u will the lead app in this category. I am from india we use whatsapp as the primary communication app so this will be awesome. i am already a lifetime subscriber thank u
Strong AI analysis
The AI scenario planning is superb, he will analysis according to your pocket sizing and give you the best suggestion and planning for you. This really helped those who dont know proper financial planning. Strongly recommended!
Simple and easy to use
Really enjoy using this app so far. It makes tracking shared expenses simple and stress-free, and the AI features save a lot of time. The interface is clean and easy to use, and great for daily spending and splitting costs with friends.
Beta User to Live Access!!
I'm so excited since Moneko is live on AppStore now, Been using in Testflight. It's so easy to add Income/Expenses and even Family Sharing or Group Sharing, The best one is Add via WhatsApp Features!!
Really good budgeting app!
I try this app bcz of the cute cat icon and since it offers free trial, but I ended up staying bcz it's actually amazing!! The interface is super clean and simple, makes tracking my expenses super easy and it also offers some other features. Really recommend this app if you wanna manage your money with small amount of price!!
Web Android iOS app with WhatsApp integration !!!!
This is only budgeting app that has all And they all are well synced. Developers actually listened and updated. They added many of my requests into this app. It's group of developers working on this project and they all know what they are doing. Widgets are nice too. My roommates and I used the sharing expenses experience through this app and never had any problem with it.
Smart AI and integration
The processing speed of AI is incredibly fast and it was able to capture all the details, nice work
Quite impressive already, looking forward to enrichments
It's impressive how much is already packed into this first version. The UI is really well-done and makes the app easy to navigate. Being able to pull a list of transactions from one screenshot is a handy feature, and I like that I can set up different spaces with so many category options. The graphs are also a nice way to see a quick overview of my spending. It's a strong foundation and I'm interested to see how it develops.
Very useful app
Very useful app. Design is minimalist just I like.
Great app with AI features
Great app to have AI write down all of your expenses. My one complaint is there are free trials and lifetime subscription but no free option. Also the developer is really enthusiastic to bring new features and improvements to the app.
Perfect WhatsApp integration
it is really the app i was looking for. instead of choosing a category and etc.. i can just type a message and its AI automatically does everything. can also share a voice & image. Surprising feature was the whatsapp integration. It reqlly is a awesome featute, dear developers pls polish this feature without any bugs and u will the lead app in this category. I am from india we use whatsapp as the primary communication app so this will be awesome. i am already a lifetime subscriber thank u
The best app to manage money
The best app to manage money. By the help of AI, I can understand the availability of future planning. The important is I can easily insert the minor expense by voice or image instead of type in one by one, save my effort
Perfect for shared expense tracking
Moneko is the suitable app for shared expense tracking. Unlike traditional budgeting tools that require perfect inputs, Moneko embraces the messy reality of life. Log expenses through text, voice, photos, or chat messages, and the smart AI organizes everything automatically. Roommates, can add an expense once, and everyone stays in sync. No complicated forms are needed—simply type, speak, or snap a photo. Moneko categorizes spending, keeps totals
Really cool auto-categorization
The app is really nice. I am using it for my expenses. Really cool feature is that it automatically sorts them into appropriate categories when you type / use voice. Another feature is voice captu
Magnifique app en français ! Corrigez les petits bugs d'affichage
Cette application gère parfaitement les dépenses partagées pour couples ou colocataires, avec saisie simple par voix, texte, photo ou WhatsApp, IA qui catégorise auto et budgets sync multi-devises. C'est comme un conseiller financier IA : demandez si vous pouvez acheter un ordinateur avant une date précise, et il planifie tout. L'interface true black mauve est top sur iPhone, et elle est en français complet (ajustez la fiche App Store). Bugs à fixer : À police système maximale, textes illisibles/chevauchés. Affichage coupé police agrandie (autres captures). Nom utilisateur illisible ; utilisez prénom. Écriture invisible en nommant espace. 5 étoiles malgré tout. Excellente app, améliorez l'accessibilité svp !
Tạm ổn
Cũng khá hay, nhưng app còn 1 số case call api lỗi xong show nguyên cả json lỗi ra, cần cải thiện hơn
1st app that helps me actually keep track consistently
Thanks for this great app
Quản lý tài chính
Ứng dụng rất tuyệt vờii, giúp quản lý chi tiêu và phân tích rõ ràng
The best app to manage money
The best app to manage money. By the help of AI, I can understand the availability of future planning. The important is I can easily insert the minor expense by voice or image instead of type in one by one, save my effort
Perfect for shared expense tracking
Moneko is the suitable app for shared expense tracking. Unlike traditional budgeting tools that require perfect inputs, Moneko embraces the messy reality of life. Log expenses through text, voice, photos, or chat messages, and the smart AI organizes everything automatically. Roommates, can add an expense once, and everyone stays in sync. No complicated forms are needed—simply type, speak, or snap a photo. Moneko categorizes spending, keeps totals
Really cool auto-categorization
The app is really nice. I am using it for my expenses. Really cool feature is that it automatically sorts them into appropriate categories when you type / use voice. Another feature is voice captu
Magnifique app en français ! Corrigez les petits bugs d'affichage
Cette application gère parfaitement les dépenses partagées pour couples ou colocataires, avec saisie simple par voix, texte, photo ou WhatsApp, IA qui catégorise auto et budgets sync multi-devises. C'est comme un conseiller financier IA : demandez si vous pouvez acheter un ordinateur avant une date précise, et il planifie tout. L'interface true black mauve est top sur iPhone, et elle est en français complet (ajustez la fiche App Store). Bugs à fixer : À police système maximale, textes illisibles/chevauchés. Affichage coupé police agrandie (autres captures). Nom utilisateur illisible ; utilisez prénom. Écriture invisible en nommant espace. 5 étoiles malgré tout. Excellente app, améliorez l'accessibilité svp !
Tạm ổn
Cũng khá hay, nhưng app còn 1 số case call api lỗi xong show nguyên cả json lỗi ra, cần cải thiện hơn
1st app that helps me actually keep track consistently
Thanks for this great app
Quản lý tài chính
Ứng dụng rất tuyệt vờii, giúp quản lý chi tiêu và phân tích rõ ràng
The best app to manage money
The best app to manage money. By the help of AI, I can understand the availability of future planning. The important is I can easily insert the minor expense by voice or image instead of type in one by one, save my effort
Perfect for shared expense tracking
Moneko is the suitable app for shared expense tracking. Unlike traditional budgeting tools that require perfect inputs, Moneko embraces the messy reality of life. Log expenses through text, voice, photos, or chat messages, and the smart AI organizes everything automatically. Roommates, can add an expense once, and everyone stays in sync. No complicated forms are needed—simply type, speak, or snap a photo. Moneko categorizes spending, keeps totals
Really cool auto-categorization
The app is really nice. I am using it for my expenses. Really cool feature is that it automatically sorts them into appropriate categories when you type / use voice. Another feature is voice captu
Magnifique app en français ! Corrigez les petits bugs d'affichage
Cette application gère parfaitement les dépenses partagées pour couples ou colocataires, avec saisie simple par voix, texte, photo ou WhatsApp, IA qui catégorise auto et budgets sync multi-devises. C'est comme un conseiller financier IA : demandez si vous pouvez acheter un ordinateur avant une date précise, et il planifie tout. L'interface true black mauve est top sur iPhone, et elle est en français complet (ajustez la fiche App Store). Bugs à fixer : À police système maximale, textes illisibles/chevauchés. Affichage coupé police agrandie (autres captures). Nom utilisateur illisible ; utilisez prénom. Écriture invisible en nommant espace. 5 étoiles malgré tout. Excellente app, améliorez l'accessibilité svp !
Tạm ổn
Cũng khá hay, nhưng app còn 1 số case call api lỗi xong show nguyên cả json lỗi ra, cần cải thiện hơn
1st app that helps me actually keep track consistently
Thanks for this great app
Quản lý tài chính
Ứng dụng rất tuyệt vờii, giúp quản lý chi tiêu và phân tích rõ ràng
The best app to manage money
The best app to manage money. By the help of AI, I can understand the availability of future planning. The important is I can easily insert the minor expense by voice or image instead of type in one by one, save my effort
Perfect for shared expense tracking
Moneko is the suitable app for shared expense tracking. Unlike traditional budgeting tools that require perfect inputs, Moneko embraces the messy reality of life. Log expenses through text, voice, photos, or chat messages, and the smart AI organizes everything automatically. Roommates, can add an expense once, and everyone stays in sync. No complicated forms are needed—simply type, speak, or snap a photo. Moneko categorizes spending, keeps totals
Really cool auto-categorization
The app is really nice. I am using it for my expenses. Really cool feature is that it automatically sorts them into appropriate categories when you type / use voice. Another feature is voice captu
Magnifique app en français ! Corrigez les petits bugs d'affichage
Cette application gère parfaitement les dépenses partagées pour couples ou colocataires, avec saisie simple par voix, texte, photo ou WhatsApp, IA qui catégorise auto et budgets sync multi-devises. C'est comme un conseiller financier IA : demandez si vous pouvez acheter un ordinateur avant une date précise, et il planifie tout. L'interface true black mauve est top sur iPhone, et elle est en français complet (ajustez la fiche App Store). Bugs à fixer : À police système maximale, textes illisibles/chevauchés. Affichage coupé police agrandie (autres captures). Nom utilisateur illisible ; utilisez prénom. Écriture invisible en nommant espace. 5 étoiles malgré tout. Excellente app, améliorez l'accessibilité svp !
Tạm ổn
Cũng khá hay, nhưng app còn 1 số case call api lỗi xong show nguyên cả json lỗi ra, cần cải thiện hơn
1st app that helps me actually keep track consistently
Thanks for this great app
Quản lý tài chính
Ứng dụng rất tuyệt vờii, giúp quản lý chi tiêu và phân tích rõ ràng
Download Moneko and join thousands of happy users
Premium Features
Experience the future of budgeting with cutting-edge tools.
Proactive AI Coaching
Dual-persona AI runs scenario planning based on your life.
Household Sync
Manage pockets together.
Instant Capture
Forward receipts or use WhatsApp.
Pricing & Billing FAQ
Yes. You can change plans from your account settings. Plan changes and billing dates are handled by Stripe based on your current subscription.