Predictive Financial Clarity

Turn Data into
Conversational Insights.

Stop deciphering complex spreadsheets. Moneko's AI Financial Assistant translates your spending patterns into plain language guidance. Run scenarios, compare major purchases, and get budget-aware answers in seconds.

Download on the

App Store

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Google Play

Conversational Analysis.

Ask Moneko "How much have I spent on coffee this quarter?" or "Where did my money go?" to receive instant visualizations.

Can I afford a trip to Japan?

Yes! 🇯🇵 you can comfortably afford it.

Based on your $400/mo surplus, you'll reach your $3,500 goal by November 15th.

Future Simulator

Simulate the impact of new car payments or savings rates on your net worth.

+25% Growth

TodayNext Year

24/7 Watchdog.

Moneko uses anomaly detection to alert you to subscription hikes, spending spikes, and potential fraud before they drain your wallet.

Subscription Hike

Your Adobe Creative Cloud bill increased by $3.00 this month.

How Moneko AI Works

Practical analysis designed to make your budget easier to question, review, and adjust.

Trend Extraction

Moneko looks for recurring categories and spending patterns so upcoming cash-flow pressure is easier to spot.

NLP Intelligence

Natural-language questions make your budget easier to query without digging through every category manually.

Ready for total financial clarity?

Use AI summaries and scenario planning to turn budget history into clearer next steps.