Collaborative Finance for Couples

Manage Ours
without losing Yours.

Stop the "who owes whom?" texts. Moneko is the joint expense tracker that keeps shared bills separate from personal spending, giving couples a transparent, calmer picture of their financial life.

Download on the

App Store

GET IT ON

Google Play

Unified Household Hub.

Track joint expenses like mortgage, utilities, and groceries in a single view. See who paid what instantly.

Rent Split

Joint Savings

Shared Bills

Groceries

Split Fairly

50/50? Percentage of income? Custom shares? You choose how to split every bill.

You pay 60%Partner pays 40%

Grocery Bill$125.00

You: $75.00Partner: $50.00

One-Tap Settle Up

Moneko tallies the debt. Settle a whole month of expenses with one transfer.

You

Gets $450.00

Settling Up

Partner

Total Autonomy.

Your personal spending is yours. Only transactions you explicitly 'share' enter the household view.

SHARED

PERSONAL

The Science of Shared Finances

Why shared budgets work better when personal spending stays private.

Reduces Money Conflict

Automated tracking removes the 'nag factor' from relationship finances.

Joint Goal Alignment

Collaborate on large purchases like homes or vacations with shared 'Pockets'.

Ready to team up?

Track shared bills, settle reimbursements, and keep personal budgets private.