Collaborative Finance for Couples

Manage Ours
without losing Yours.

Stop the "Who owes who?" texts. Moneko is the joint expense tracker that keeps shared bills separate from personal spending, giving couples a transparent, stress-free picture of their financial life.

Unified Household Hub.

Track joint expenses like mortgage, utilities, and groceries in a single view. See who paid what instantly.

Household Hub
A
B
Rent Split
Joint Savings
Shared Bills
Groceries

Split Fairly

50/50? Percentage of income? Custom shares? You choose how to split every bill.

AB
You pay 60%Partner pays 40%
Grocery Bill$125.00
You: $75.00Partner: $50.00

One-Tap Settle Up

Moneko tallies the debt. Settle a whole month of expenses with one transfer.

You

Gets $450.00
Settling Up

Partner

Total Autonomy.

Your personal spending is yours. Only transactions you explicitly 'share' enter the household view.

SHARED
PERSONAL

The Science of Shared Finances

Why thousands of couples trust Moneko to manage their household economy.

Reduces Money Conflict

Automated tracking removes the 'nag factor' from relationship finances.

Joint Goal Alignment

Collaborate on large purchases like homes or vacations with shared 'Pockets'.

Ready to team up?

Join over 50,000 users building better financial futures together.

End-to-End Encryption Bank-Level Security