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Shared Finances
Simplified by AI
Your AI-powered couple budgeting assistant — anytime, anywhere.
Prefer to learn more first? See how it works on the homepage.
Smarter couple budgeting with AI
Moneko gives you and your partner a crystal-clear view of your money, so you can make smarter decisions as a team.
Log Expenses on WhatsApp
Track Spending in Chat
Auto-Track Apple Pay
Split Expenses Instantly
Envelope Budgeting
Sync Bank Transactions
Import Data in Seconds
Multi-Currency Support
Built for Financial Teamwork
Shared Expense Tracking
See who paid for what, settle up easily, and get a clear picture of your joint spending habits.
Joint Savings Goals
Saving for a house, vacation, or wedding? Set joint goals and track your combined progress in real-time.
Customizable Budgets
Create shared budgets for categories like groceries and date nights, while keeping your personal spending separate.
AI-Powered Insights
Our smart AI analyzes your spending patterns and provides helpful insights to optimize your finances as a team.
Your Questions, Answered
A shared budgeting app like Moneko provides transparency into spending, simplifies tracking joint expenses, and helps you work together towards common financial goals like saving for a house or paying off debt, reducing financial stress in your relationship.